Robert T Kiyosaki - Financial Genius or Robert Kiyosaki Fraud?

Robert T Kiyosaki is a famous financial self-help author, businessman, and investor. He is largely known for his top seller Rich Dad Poor Dad. The overwhelming success of this work has led Kiyosaki to develop an industry of products based around the Rich Dad?theme.

His company Cash Flow Technologies, Inc now markets a line of Rich Dad games, childrens products, and a follow up to the original book. However there has been a severe backlash against the products that Robert Kiyosaki sells and the validity of his own financial wisdom.

After reading Rich Dad Poor Dad and some of Robert Kiyosakis articles on Yahoo finance, I began to see why there is such an outcry. Kiyosaki is guilty of several infractions in his published materials. In his writings on financial topics he has a tendency to present information in an ambiguous manner, contradict himself, and at times be simply wrong.

Robert Kiyosaki's financial advice and publications are not respected by professionals or those with a high degree of competency in the industry. As well, he has been accused of targeting his materials to grab the attention of folks that have a laymans understanding of real estate and investing. Moreover, he employs diversionary methods in his writing to gain credibility, such as providing definitions of off topic financial terms irrelevant to the subject at hand.

Surprisingly, many people support the work of Robert Kiyosaki, despite its?lack of merit, simply for the motivational factor. These people say that even though they gain no blueprint?for success they find that his books at least get them thinking about their financial situations.

Robert Kiyosaki himself has supported this approach to his materials, stating that his goal is to get people to think like the rich. However, Ive found that most people professed a desire for specific steps and methods to attaining wealth as apposed to lessons in perception.

Read the full Robert T Kiyosaki review or post your own opinions on his best seller Rich Dad Poor Dad.

Steve Albright is the chief editor and senior reviewer at Reviewopedia, a source for home based business opportunity reviews.

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How to Become a Millionaire on $20 a Day

Do you think you could become a millionaire if you paid yourself $20 a day? How long would it take you?

If you simply put $20 every day of your life in a piggy bank, it would take you 135 years to save $1 million. Unfortunately, at a 3% inflation rate, by the time you saved that much money it would not be worth very much.

But what if you saved $20 a day and invested it - how long would it take? Considering the stock market returns about 10% a year when invested over the long run, and take compound interest into consideration, your investment would turn those $20 bills into a million dollars in about 25 years. That's quite an improvement.

Of course that is easier said than done. In order to actually accomplish this you would have to actually save $20 a day (or about $600 a month) and then have the discipline to actually invest that money in a diversified fund.

But that's the easy part. How many ways can you decrease your spending to save an extra $20 a day? Think about the amount of money you regularly spend on things you could really do without. Sure these are the greater things in life that you work hard for and deserve to enjoy, but would you give up enjoying lattes in exchange for having an extra $1 million in your bank account?

If not, then think about the alternative. That is to find ways to increase your income by an extra $20 a day. Discover your talents and skills and figure out a way that you could use those unique qualities to provide a valuable service. Once you find a way to provide value you have an opportunity to bring in a lot more than an extra $20 a day.

Learn the wealth creation strategies of the rich and reach your financial goals. Visit Millionaire Money Habits at http://www.mmhabits.com A free gift will show you how to become a millionaire.

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